17 Resources
Official Colorado State Health Insurance Assistance Program operator. Real state agency providing free Medicare counseling. Verified via shiphelp.org. Built for older adults choosing between Parts A, B, C, and D — especially during the seven-month Initial Enrollment window. Most questions can be answered online or by phone; there's no eligibility screening to call. A neutral alternative to insurance brokers — no plan is recommended for commission. Free, confidential, and available to any Colorado...
Statewide · Varies · Visit Website
Official US Medicare site. Compare plans, find providers, understand Parts A/B/C/D, and check coverage. Call 1-800-MEDICARE (1-800-633-4227) 24/7. Most relevant for low-income seniors who may qualify for Extra Help, QMB, SLMB, or QI without realizing it. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. Especially valuable for seniors getting pressure from Medicare Advantage sales calls or door-to-door enrollment pitches. Free...
Nationwide · Online · Visit Website
Official federal Medicaid information. Eligibility, benefits, and state Medicaid program directory. Built for older adults choosing between Parts A, B, C, and D — especially during the seven-month Initial Enrollment window. Most questions can be answered online or by phone; there's no eligibility screening to call. A first-stop for anyone confused by Medicare's Initial, Special, or General Enrollment Periods. No cost to older adults or the people helping them.
Nationwide · Online
Free unbiased Medicare counseling in every state. Find your state's SHIP for one-on-one help. Worth a call for anyone navigating Annual Enrollment, dual eligibility with Medicaid, or appealing a coverage denial. Counselors walk through specific plans by name, compare drug costs side by side, and flag Medicare Savings Program eligibility. Many users come away with a $40–200/month reduction in Part D drug costs they didn't know they qualified for. All services free of charge to qualifying seniors and...
Nationwide · Online · Visit Website
National nonprofit helping older adults and people with disabilities navigate Medicare. Free helpline 1-800-333-4114. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. A first-stop for anyone confused by Medicare's Initial, Special, or General Enrollment Periods. No cost to older adults or the...
Nationwide · Online · Visit Website
Legal advocacy for Medicare rights, especially appeals and complex coverage issues. Worth a call for anyone navigating Annual Enrollment, dual eligibility with Medicaid, or appealing a coverage denial. Counselors walk through specific plans by name, compare drug costs side by side, and flag Medicare Savings Program eligibility. Especially valuable for seniors getting pressure from Medicare Advantage sales calls or door-to-door enrollment pitches. Free, confidential, and available to any Colorado...
Nationwide · Online · Visit Website
Plain-language guide to Medicare from the Medicare Rights Center. Free questions answered. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. Many users come away with a $40–200/month reduction in Part D drug costs they didn't know they qualified for. Free of charge — no eligibility paperwork...
Nationwide · Online · Visit Website
Empowers seniors to detect, prevent, and report Medicare fraud. Free help in every state. Helpful for retirees, family caregivers, and adults under 65 with disability who qualify after 24 months on SSDI. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. Many users come away with a $40–200/month reduction in Part D drug costs they didn't know they qualified for. Open at no cost to Colorado seniors and the families supporting them.
Nationwide · Online · Visit Website
Social Security program helping pay Medicare prescription drug costs for limited income. Helpful for retirees, family caregivers, and adults under 65 with disability who qualify after 24 months on SSDI. Online tools cover plan comparison; phone is faster for situational questions like spouse coverage or COBRA timing. Especially valuable for seniors getting pressure from Medicare Advantage sales calls or door-to-door enrollment pitches. Open at no cost to Colorado seniors and the families supporting them.
Nationwide · Online · Visit Website
State Medicaid programs that help pay Medicare premiums, deductibles, and coinsurance for those with limited income. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. Especially valuable for seniors getting pressure from Medicare Advantage sales calls or door-to-door enrollment pitches. All...
Nationwide · Online · Visit Website
Compare Medicare Advantage and Part D drug plans by your prescriptions and pharmacies. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. A first-stop for anyone confused by Medicare's Initial, Special, or General Enrollment Periods. Free of charge — no eligibility paperwork required to call or...
Nationwide · Online · Visit Website
Federal Health Insurance Marketplace — for those not yet 65 or covering family members. Worth a call for anyone navigating Annual Enrollment, dual eligibility with Medicaid, or appealing a coverage denial. Counselors walk through specific plans by name, compare drug costs side by side, and flag Medicare Savings Program eligibility. Especially valuable for seniors getting pressure from Medicare Advantage sales calls or door-to-door enrollment pitches. Free, confidential, and available to any Colorado...
Nationwide · Online · Visit Website
CMS — federal agency that runs Medicare, Medicaid, and CHIP. Policy and updates. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Online tools cover plan comparison; phone is faster for situational questions like spouse coverage or COBRA timing. A neutral alternative to insurance brokers — no plan is recommended for commission. Free of charge — no eligibility paperwork required to call or browse.
Nationwide · Online · Visit Website
NCOA's senior-focused Medicare planning hub with checklists and webinars. Helpful for retirees, family caregivers, and adults under 65 with disability who qualify after 24 months on SSDI. Expect a 10–25 minute conversation depending on how detailed the situation is; bring a current med list to speed things up. Many users come away with a $40–200/month reduction in Part D drug costs they didn't know they qualified for. Free of charge — no eligibility paperwork required to call or browse.
Nationwide · Online · Visit Website
State Health Insurance Assistance Program for Colorado. Free unbiased one-on-one Medicare counseling. Find your local SHIP via shiphelp.org. Useful for seniors 65+ enrolling for the first time, weighing Original Medicare against Advantage plans, or trying to lower drug costs. Most questions can be answered online or by phone; there's no eligibility screening to call. A first-stop for anyone confused by Medicare's Initial, Special, or General Enrollment Periods. Free, confidential, and available to any...
Statewide · Varies · Visit Website
Official Colorado Medicaid program. Eligibility, applications, and benefits information. Most relevant for low-income seniors who may qualify for Extra Help, QMB, SLMB, or QI without realizing it. Counselors walk through specific plans by name, compare drug costs side by side, and flag Medicare Savings Program eligibility. A neutral alternative to insurance brokers — no plan is recommended for commission. All services free of charge to qualifying seniors and family caregivers.
Statewide · Varies
Colorado SMP — helps seniors detect and report Medicare fraud and errors. Helpful for retirees, family caregivers, and adults under 65 with disability who qualify after 24 months on SSDI. Counselors walk through specific plans by name, compare drug costs side by side, and flag Medicare Savings Program eligibility. A neutral alternative to insurance brokers — no plan is recommended for commission. Free of charge — no eligibility paperwork required to call or browse.
Statewide · Varies · Visit Website