Hearing Aid Assistance to the Aged and Disabled Program (HAAAD) — operated by New Jersey — handles SSI, LIHEAP energy aid, prescription drug help, property-tax relief, and benefits screening for residents 60+. The state agency page links to applications, FAQs, and local field offices. Services are offered at no cost to qualifying New Jersey residents.
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Apply for retirement, SSI, SSDI, Medicare, and replacement cards. 1-800-772-1213. Relevant for veterans (Aid & Attendance pension), homeowners (property tax relief), and renters (Section 8 senior housing waitlists). LIHEAP applications open in late fall in most states; apply early — funds run out before the cold sets in. Most seniors leave $5,000-10,000 a year in benefits on the table because no one tells them what they qualify for. Open at no cost to New Jersey seniors and the families supporting them.
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Federal program for low-income seniors 65+ and disabled people. Monthly cash benefit. Relevant for veterans (Aid & Attendance pension), homeowners (property tax relief), and renters (Section 8 senior housing waitlists). Phone-based intake is often faster than online for seniors without computer access; most state agencies offer both. Patient assistance programs run by drug manufacturers often cover the full cost of expensive prescriptions for low-income seniors. All services free of charge to...
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Free database of patient assistance programs for prescription drugs and medical care. A first stop for families discovering the senior never applied for benefits they've qualified for, sometimes for years. Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. VA Aid & Attendance can add up to ,800/month to a wartime veteran's pension or surviving spouse's pension — most never apply. All services free of charge to qualifying seniors and family caregivers.
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Case management and financial aid for people with chronic, life-threatening, or debilitating illness. Worth contacting for anyone facing eviction, utility shutoff, or a sudden out-of-pocket prescription cost they can't cover. LIHEAP applications open in late fall in most states; apply early — funds run out before the cold sets in. Most seniors leave $5,000-10,000 a year in benefits on the table because no one tells them what they qualify for. Free service; donations support but never gate access.
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Patient assistance program directory for free or low-cost medications. Built for low-income seniors and adults with disabilities applying for SSI, SSDI, food assistance, energy aid, and prescription help. Many programs require proof of income (tax return, Social Security statement) and proof of residency (utility bill, lease). Most seniors leave $5,000-10,000 a year in benefits on the table because no one tells them what they qualify for. Open at no cost to New Jersey seniors and the families...
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Free tax preparation help for taxpayers, especially those 50+. Operates February-April. Useful for older adults whose income dropped at retirement or after a spouse's death, and who don't know what they qualify for. Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. SSDI back pay can be substantial — the application takes 3-5 months on average, but benefits date back to the disability onset. No cost to older adults or the people helping them.
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IRS Volunteer Income Tax Assistance and Tax Counseling for the Elderly — free tax help. Useful for older adults whose income dropped at retirement or after a spouse's death, and who don't know what they qualify for. Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. Patient assistance programs run by drug manufacturers often cover the full cost of expensive prescriptions for low-income seniors. Free, confidential, and available to any New Jersey resident...
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Federal government's portal for finding benefits and assistance programs. Useful for older adults whose income dropped at retirement or after a spouse's death, and who don't know what they qualify for. Phone-based intake is often faster than online for seniors without computer access; most state agencies offer both. Most seniors leave $5,000-10,000 a year in benefits on the table because no one tells them what they qualify for. All services free of charge to qualifying seniors and family caregivers.
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Financial coaching, credit counseling, and small business assistance. Built for low-income seniors and adults with disabilities applying for SSI, SSDI, food assistance, energy aid, and prescription help. Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. Patient assistance programs run by drug manufacturers often cover the full cost of expensive prescriptions for low-income seniors. All services free of charge to qualifying seniors and family caregivers.
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NFCC — find a nonprofit credit counselor in your area. Built for low-income seniors and adults with disabilities applying for SSI, SSDI, food assistance, energy aid, and prescription help. Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. SSDI back pay can be substantial — the application takes 3-5 months on average, but benefits date back to the disability onset. Free of charge — no eligibility paperwork required to call or browse.
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Free prescription discounts at most US pharmacies — often beats insurance copays. Relevant for veterans (Aid & Attendance pension), homeowners (property tax relief), and renters (Section 8 senior housing waitlists). Extra Help (Part D Low-Income Subsidy) can be applied for online at ssa.gov in under 15 minutes. Patient assistance programs run by drug manufacturers often cover the full cost of expensive prescriptions for low-income seniors. Free of charge — no eligibility paperwork required to call or...
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Small emergency grants for low-income workers facing temporary crisis. Built for low-income seniors and adults with disabilities applying for SSI, SSDI, food assistance, energy aid, and prescription help. LIHEAP applications open in late fall in most states; apply early — funds run out before the cold sets in. SSDI back pay can be substantial — the application takes 3-5 months on average, but benefits date back to the disability onset. No cost to older adults or the people helping them.
Nationwide · Online
Find your local New Jersey Social Security office. Apply for retirement, SSI, SSDI, Medicare. Relevant for veterans (Aid & Attendance pension), homeowners (property tax relief), and renters (Section 8 senior housing waitlists). Phone-based intake is often faster than online for seniors without computer access; most state agencies offer both. Most seniors leave $5,000-10,000 a year in benefits on the table because no one tells them what they qualify for. Free of charge — no eligibility paperwork...
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Energy assistance for New Jersey households. Apply via your state LIHEAP office. 1-866-674-6327. Useful for older adults whose income dropped at retirement or after a spouse's death, and who don't know what they qualify for. Many programs require proof of income (tax return, Social Security statement) and proof of residency (utility bill, lease). Patient assistance programs run by drug manufacturers often cover the full cost of expensive prescriptions for low-income seniors. Free, confidential, and...
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Free NCOA tool to find New Jersey benefits programs you may qualify for. Worth contacting for anyone facing eviction, utility shutoff, or a sudden out-of-pocket prescription cost they can't cover. Many programs require proof of income (tax return, Social Security statement) and proof of residency (utility bill, lease). VA Aid & Attendance can add up to ,800/month to a wartime veteran's pension or surviving spouse's pension — most never apply. Free, confidential, and available to any New Jersey...
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