14 Resources
Federal program funding affordable housing for very low-income seniors 62+. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. Open at no cost to...
Nationwide · Online · Visit Website
Rural housing programs including loans for very low-income elderly homeowners. Useful for older adults priced out of their current home, downsizing, or facing eviction after retirement income drops. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. All services free of charge...
Nationwide · Online
Aging in Place repairs and Critical Home Repair programs serve many seniors. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Most housing authorities have 1-3 year waitlists; apply at multiple authorities and update annually to stay active. Section 8 vouchers can be used in privately-owned senior buildings; ask the property whether they accept HCV. Open at no cost to New Jersey seniors and the families supporting them.
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Nonprofit providing free critical home repairs and accessibility modifications, focused on seniors. Useful for older adults priced out of their current home, downsizing, or facing eviction after retirement income drops. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. Free of...
Nationwide · Online · Visit Website
Resources to make your community livable for all ages, including age-in-place tools. Built for low-income seniors needing affordable rent, age-restricted communities, or supportive housing with services. Reverse mortgage counseling is HUD-required and free; never sign before completing it. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. Open at no cost to New Jersey seniors and the families supporting them.
Nationwide · Online · Visit Website
Advocacy and research on affordable housing — many resources help low-income seniors. A starting point for adult children helping a parent relocate to a senior community closer to family. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Aging-in-place renovations (grab bars, walk-in showers, wider doorways) are sometimes funded by VA, USDA, or state weatherization programs. Free, confidential, and available to any New Jersey...
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Consumer information and lender lookup for reverse mortgages (HECM). Built for low-income seniors needing affordable rent, age-restricted communities, or supportive housing with services. Property tax relief programs typically require a one-time application at the county tax assessor's office. Section 8 vouchers can be used in privately-owned senior buildings; ask the property whether they accept HCV. Open at no cost to New Jersey seniors and the families supporting them.
Nationwide · Online · Visit Website
HUD-approved counselors required before getting a reverse mortgage. Built for low-income seniors needing affordable rent, age-restricted communities, or supportive housing with services. Reverse mortgage counseling is HUD-required and free; never sign before completing it. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. Free service; donations support but never gate access.
Nationwide · Online · Visit Website
Find HUD subsidized senior apartments and low-income housing for elderly. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. All services free of charge to qualifying...
Nationwide · Online · Visit Website
Salvation Army operates affordable senior housing communities across the US. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. Free,...
Nationwide · Online · Visit Website
One of America's largest providers of affordable senior housing. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. No cost to older adults or the people...
Nationwide · Online · Visit Website
Affordable housing for low-income families, seniors, and people with special needs. A starting point for adult children helping a parent relocate to a senior community closer to family. Reverse mortgage counseling is HUD-required and free; never sign before completing it. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. All services free of charge to qualifying seniors and family caregivers.
Nationwide · Online · Visit Website
Find HUD-approved senior public housing and Section 202 in New Jersey. Useful for older adults priced out of their current home, downsizing, or facing eviction after retirement income drops. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. Free of charge — no eligibility paperwork...
Statewide · Varies · Visit Website
Find your local New Jersey Habitat for Humanity affiliate — many do senior repairs. Useful for older adults priced out of their current home, downsizing, or facing eviction after retirement income drops. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Section 8 vouchers can be used in privately-owned senior buildings; ask the property whether they accept HCV. All services free of charge to qualifying seniors and family...
Statewide · Varies · Visit Website