14 Resources
Federal program funding affordable housing for very low-income seniors 62+. Built for low-income seniors needing affordable rent, age-restricted communities, or supportive housing with services. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. All services free of charge to...
Nationwide · Online · Visit Website
Rural housing programs including loans for very low-income elderly homeowners. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. All services free of charge to...
Nationwide · Online
Aging in Place repairs and Critical Home Repair programs serve many seniors. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. All services free of...
Nationwide · Online · Visit Website
Nonprofit providing free critical home repairs and accessibility modifications, focused on seniors. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. All services...
Nationwide · Online · Visit Website
Resources to make your community livable for all ages, including age-in-place tools. Useful for older adults priced out of their current home, downsizing, or facing eviction after retirement income drops. Most housing authorities have 1-3 year waitlists; apply at multiple authorities and update annually to stay active. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. Free, confidential, and available...
Nationwide · Online · Visit Website
Advocacy and research on affordable housing — many resources help low-income seniors. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Aging-in-place renovations (grab bars, walk-in showers, wider doorways) are sometimes funded by VA, USDA, or state weatherization programs. Free, confidential,...
Nationwide · Online · Visit Website
Consumer information and lender lookup for reverse mortgages (HECM). Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. Free of charge — no...
Nationwide · Online · Visit Website
HUD-approved counselors required before getting a reverse mortgage. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Reverse mortgage counseling is HUD-required and free; never sign before completing it. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. All services free of charge to qualifying seniors and family caregivers.
Nationwide · Online · Visit Website
Find HUD subsidized senior apartments and low-income housing for elderly. Worth contacting when a senior is house-rich but cash-poor — reverse mortgages, property tax relief, and senior apartment waitlists. Property tax relief programs typically require a one-time application at the county tax assessor's office. Reverse mortgages let seniors 62+ tap home equity without monthly payments — but interest accrues and the loan is due when the senior leaves or dies. Open at no cost to Rhode Island seniors...
Nationwide · Online · Visit Website
Salvation Army operates affordable senior housing communities across the US. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Section 202 senior housing covers 50% of US affordable senior apartments — the application is at the property, not HUD directly. Most senior housing waitlists prioritize current residents needing accessibility, low-income, and elderly; apply even if you're far down the list. All services free of charge to...
Nationwide · Online · Visit Website
One of America's largest providers of affordable senior housing. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Property tax relief programs typically require a one-time application at the county tax assessor's office. Section 8 vouchers can be used in privately-owned senior buildings; ask the property whether they accept HCV. Free of charge — no eligibility paperwork required to call or browse.
Nationwide · Online · Visit Website
Affordable housing for low-income families, seniors, and people with special needs. A starting point for adult children helping a parent relocate to a senior community closer to family. Reverse mortgage counseling is HUD-required and free; never sign before completing it. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. Free service; donations support but never gate access.
Nationwide · Online · Visit Website
Find HUD-approved senior public housing and Section 202 in Rhode Island. Relevant for seniors leaving abusive situations, recovering from homelessness, or transitioning out of nursing care. Senior-only communities under the Housing for Older Persons Act can legally restrict residents 55+ or 62+; ask which applies. Section 8 vouchers can be used in privately-owned senior buildings; ask the property whether they accept HCV. Open at no cost to Rhode Island seniors and the families supporting them.
Statewide · Varies · Visit Website
Find your local Rhode Island Habitat for Humanity affiliate — many do senior repairs. A starting point for adult children helping a parent relocate to a senior community closer to family. Most housing authorities have 1-3 year waitlists; apply at multiple authorities and update annually to stay active. Senior co-housing and intentional communities are growing; some target seniors specifically and combine private apartments with shared dining. All services free of charge to qualifying seniors and...
Statewide · Varies · Visit Website